Trusted by 1,200+ Families
Mortgage Solutions for St. Albert &
surrounding areas Finest Homes
Expert financing from $800K to $3M+. Personalized white-glove service from your local specialist Richard Ferguson.
- 15+ Years
- 500+ Clients
- Best Rates
- Fast Approvals
St. Albert Neighbourhoods We Serve
In the world of premium properties, we deliver concierge-level mortgage solutions that go far beyond cookie-cutter approvals. Real expertise, white-glove service, and tailored financing for St. Albert’s most discerning homeowners — from $800K executive homes to $3M+ estates.
Specialty Mortgage Programs for High-Net-Worth & Professional Clients
Extended Ratio Mortgage programs
Higher debt service ratios for strong-asset luxury buyers
Stated Income and Self Employed income programs
Simplified qualification for self-employed & high earners
Medical & Professional Programs Including Equity programs
Preferred rates for doctors, dentists, Professionals and High-Net-Worth clients & professionals
Current homes for sale in St. Albert + Edmonton
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Mortgage Services
Whether you're a first-time buyer, refinancing, or investing, we have the expertise to help.
First-Time Buyers
New to homeownership? We guide you through every step, from pre-approval to closing day. Get expert advice on down payments, mortgage products, and the entire buying process.
Refinancing & Renewals
Access equity to pay off debts or improve cash flow by refinancing. We help you explore refinancing options to achieve your financial goals.
And if your mortgage is up for renewal, Don't just accept your lender's renewal offer. We will shop around to find you the best mortgage options.
Reverse Mortgages
Unlock the power of your home equity with a reverse mortgage—a flexible financial tool designed to support your retirement goals.
Enjoy tax‑free cash, no monthly mortgage payments, and the freedom to stay in your home while improving long‑term financial comfort.
Investment Properties
Build your real estate portfolio with expert financing solutions. We specialize in investment property mortgages.
What Our Clients Say
Real stories from real clients who achieved their homeownership dreams.
"Richard made the entire process so smooth and stress-free. He found us the best rate and answered all our questions. Highly recommended!"
Sarah & Mike Johnson
First-Time Home Buyers
"As an investor, I needed someone who understood investment properties. Richard delivered exceptional service and got me approved quickly."
David Chen
Real Estate Investor
"When it came time to renew my mortgage, Richard shopped around and saved me over $3,000 per year. Worth every penny!"
Jennifer Martinez
Mortgage Renewal Client
Ready to Explore Your Options?
Contact Richard Ferguson today to discuss your mortgage needs and find the perfect solution for your situation.
Send us a Message
Fill out the form below and we'll get back to you as soon as possible.
ST. ALBERT MORTGAGES
Richard Ferguson-Mortgage Broker
Mortgage Architects, Team Borle 12728
Richard Ferguson-Mortgage Broker
Mortgage Architects, Team Borle 12728
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Contact
- 1-825-995-5363
- richard.ferguson@mtgarc.ca
- 12 Hebert Rd, St Albert AB
- 1-825-995-5363
- richard.ferguson@mtgarc.ca
- 12 Hebert Rd, St Albert AB
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